One of the most difficult moments is when you want to buy custom engagement jewelry, but you have minimal experience in buying jewelry. Since the entire process rolls down to purchasing a small rock with thousands of dollars, you need to ensure that you have the proper insights before making your decision. This article will give you some insights that can assist you when purchasing a piece of engagement jewelry.
Important things to consider
Budget – It is important to ensure that you stick to your budget. When you do this, you will realize that it is easy to find the engagement ring that you can afford. In addition, you will not be tempted to buy a ring outside your budget.
Your wedding plans – You need to factor in your wedding budget also. You might not want to spend more on the engagement ring if your wedding budget is high.
Your future plans – What plans do you have in the future? Do you want to have kids or buy a house once you get married? Such plans require a significant amount of money. Therefore, you might not want to spend more on the engagement ring.
Financing option – It is possible get financing for the engagement ring. However, it is advisable to purchase an affordable ring, rather than buy the ring using a loan. But, if you want to use financing, you can save half the money then use half financing when buying the ring. This way, you will not be strained financially.
What you need to know about diamonds
When choosing a diamond, you need to factor in the 4 Cs. Doing that will give you the important basics you require to make a decision. Let's look at the 4 Cs.
Carat – Also known as weight, it determines the diamond's size, and this is where you get to spend a lot of money. You need to understand that the cost will increase as the stone becomes bigger.
Cut – It is important to pay attention to the cut of the diamond, as it determines how the diamond sparkles. This can make the stone appear a bit bigger than its actual size.
Clarity – Almost every diamond has its flaws, and they mostly look like black specs inside the stone. You can only see the majority of these flaws using a scope. The more clearer the diamond is, the more it will cost you.
Color – The grading of diamonds is done using letters. Clear diamonds are very rare, and they are graded a D. Yellow diamonds, on the other hand, have grade Z, which is the lowest, and they are the cheapest.
When you are ready to purchase an engagement ring, visit local jewelers.
